The playoffs are set: Michigan has to face a team that was a few freak plays and literally an inch away from being undefeated and a conference champion, with a legit Heisman candidate at QB and one of the most talented secondaries in the nation.

Georgia just has to face Ohio State.

Specifically #2 Michigan faces Max Duggan and #3 TCU in the Fiesta Bowl at 4PM EST (2PM local) on New Years Eve. #1 Georgia gets a virtual home game against the #4 Buckeyes in the Peach Bowl. Both top seeds should be favored, though the opening line for Michigan-TCU is 9 points. It was the correct matchup, but it's also a better draw. Going 13-0 and boatracing one of the other Playoff teams on their home turf has its advantages.

[After THE JUMP: What I know about Frogs]

So…the Frogs. Like Michigan they tend to start slow and then adjust in the 2nd half. In Michigan's case this meant tight games that became laughers by the early 4th quarter; in TCU's it was a parade of upset watches that they had to pull out of their asses. They survived a game-sealing 4th and 1 and scored 21 points in the 4th Q to beat Texas Tech, stopped a 4th & 4 to preserve a 28-24 win at WVU, rallied from 17 down to beat KSU the first time, beat Oklahoma State in overtime, and needed late scores and stands to finish one-score games against Kansas and SMU. While Michigan was playing with Illinois the Frogs needed to put together an 11-play, 90-yard drive, and a 9-play, 46-yard FG drive with no timeouts in the final 2:07 to beat Baylor by a point. TCU's horseshoe lasted through a huge comeback in the Big 12 championship, but ran out of mojo at the 1 yard line on two FB dives in overtime (the penultimate might have been an unreviewed TD).

Max Duggan only became the quarterback mid-season but he's got the proverbial dog in him. He is like the anti-Stroud. He loves to run even if he looks like Steven Threet when he's doing it. He stays up when he should be sacked, and is most dangerous when going to his 3rd or 5th reads. Receivers Quentin Johnson, Derius Davis, and Taye Barber are good complements, all guys with good speed and hands who get a lot of yards on comebacks.

Ohio State needed help to get in, notably USC losing to Utah in the Pac 12 championship, but they were the most deserving #4 since the next options were 2-loss Alabama whose best win was a game they should have by all rights lost at Texas, and 3-loss teams after that. Georgia has some small complaint about getting what seems a tougher opponent, but they also get them in Atlanta, and the Dogs had a very similar resume to Michigan, so this is really the only setup that made any kind of sense.