mesmerism! presidential assassinations! circuses on fire!
- Member for
- 6 years 14 weeks
- Buy gold with goldmoney.com. People recommended this more than Bullion Vault. Goldmoney's sign up process was a big pain but I'm finally registered now. They offer you choices of which country to store your gold as well as the ability to take physical delivery of your gold.
- Buy Perth stock in Australia. Do your research on Perth though, as they are fairly controversial. IIRC they basically are a gold holding firm guaranteed to be solvent by the Australian government. Something weird like that...
- Buy a gold holding ETF. A friend recommended PHYS over GLD, as he is suspicious of the latter. Not the same as buying gold, but you could buy gold mining ETFs like GDX or GDXJ. I got in GDX a month or two ago and the results have been very good.
- Buy physical gold. I haven't done this yet but it's been recommended. This isn't the safest thing if capital controls are ever instituted but that hopefully is unlikely.
|2 weeks 2 days ago||Michigan 529 for me||
I would recommend doing a 529 plan, as the tax-free growth is really nice and the fact that it is still owned by me is critical. When I looked at the numbers behind MET it didn't seem remotely like an option due to cost; it was a great deal for my wife's parents back in the 80's when it first came out but now it's not such a great deal. There are also no guarantees about it being solvent, although the risk there is probably quite low.
The real decision behind a 529 is which state to choose. I live in Michigan and chose to use Michigan's 529. The tax deduction is nice but not a real factor (for a $10,000 max contribution I save something like $425). Really you should compare performance plus fees. I would look at the top 10 in 3-year returns according to http://www.savingforcollege.com/articles/2014-3-year-top-performing-direct-plans-q4-332 and cross-reference with fees stated in their year-end statements. Michigan happened to be in the top-5 or top-10 when I purchased so I decided that the performance plus the return was good enough.
|18 weeks 3 days ago||EECS 280||
Lots of comments from people so mine will probably be buried but I figured I would respond anyway. I majored in Computer Science Engineering at Michigan (graduated 2006). 280 was not all that difficult for me because I had already been exposed to all of the concepts but I understand why it would be difficult for non-majors.
That said, I never took 183 (I passed out of Engin 101 due to passing the Computer Science AP exam) so I can't attest to how good they are at preparing people for 280, but I woud say that 280 would be okay for you if you have some C/C++ programming experience on your own time or have taken an introductory C/C++ class like Engin 101. When I took it, 280 was an introduction to data structures (EECS 381 was the really intense data structures + STL class that is really only useful for software devs) and wasn't too intense if you had some experience and understanding of data structures already. Hope this helps, if you have more questions or need any help you can reach me at my username at gmail. I will be at the career fair in January representing my company if you wanted to stop by and talk more.
|22 weeks 5 days ago||"Concession pack"||
Is a hot dog or a popcorn + a 20oz drink for $5. "Over 50% savings!" What a joke.
|23 weeks 1 day ago||Plum||
Plum Market in Ann Arbor got several cases of Backwoods Bastard Tuesday (not sure about Friday) so they are the most likely in the Ann Arbor area to have them.
I echo Backwoods Bastard and Two Hearted. Other good Ann Arbor beer in a 6-pack would be Gulo Gulo by Wolverine State Brewing.
|23 weeks 4 days ago||Illinois||
Illinois actually does have good academics, especially in the engineering school. A lot of their programs are just as good, or better than, Michigan. http://engineering.illinois.edu/academics/rankings.html
|1 year 7 weeks ago||Lots of options||
I just went through this process a few weeks ago and talked to some knowledgeable friends about this. Given how expensive the market is, buying gold is not a bad idea. If the market dips a fair amount it gives you ability to sell your gold and buy the market lower. Here are some options though:
My own approach will be to balance buying in goldmoney.com, buying Perth stock, holding PHYS, and holding GDX.
Hope this helps. Disclaimer: I'm not a financial advisor so make your own decisions, etc, etc.
|1 year 16 weeks ago||Off the record?||
The article mentions that the interview was off-the-record but doesn't mention any sort of expiration for that agreement. Am I missing something?
|2 years 16 weeks ago||Stauskas||
The chart is particularly entertaining because people were complaining on his Christmas YouTube video that he was shooting all from the right side or the middle. But as we all suspected, he is equally deadly from the left!
|2 years 24 weeks ago||"Beard guy"||
"Beard guy" is my friend's stepdad, Leon. He has been an equipment manager for a long time at Michigan and always ends up on camera a few times per game.
|2 years 31 weeks ago||The stats||
Looking at the chart, I don't see why Denard is on top. His rating is worse, his completion percentage is worse, and his number of TD's and picks are worse. It should be organized by QB rating; even if some picks weren't his fault, they were still picks.
|2 years 32 weeks ago||Definitely gonna fund it||
Not only is it a good cause, but the gear actually is cool and there are some good choices. Check it out!
|2 years 35 weeks ago||I was audited last year||
and I had made a mistake in how I reported a few stock sales. I went through it all again, found out what I owed, acknowledged the mistake, and followed their instructions to fix it. It took a few weeks to hear back from them each time but it went okay. So my advice would be the obvious: run all of the numbers again, ask anyone you know for help, and don't worry. I have been told that the number of audits is up a lot in the past year or two so it is no longer rare to be audited.
|2 years 42 weeks ago||Drake Harris?||
Not counting Drake Harris for MSU?
|2 years 44 weeks ago||Price difference||
The kickstarter price was $15 and said that it would be a discount over the final price, but the pre-order is only $12.50. Not that it matters much, but am I reading something wrong?
|3 years 14 weeks ago||ACL||
Ouch, good luck with the ACL surgery! I've had both replaced (1 ultimate frisbee, 1 basketball). The difference for me between the two was the quality of physical therapy that I had. For the first one I did my PT at the Cube in Ann Arbor and it went really well. The second one was out in California and not so well.
|3 years 20 weeks ago||Seats||
>> It is a massive improvement and I'm happy to report that rumors the
>> seats were reminiscent of flying coach turns out not to be
>> true. Room was sufficient.
Unfortunately that wasn't the case for me. Legroom was pretty bad and I'm only 6 feet tall. I was in the lower bowl to the right of the student section.
|3 years 25 weeks ago||Schofield||
Watching the game Saturday Schofield didn't play all that well at guard. I counted 2 or 3 plays where I noticed the rest of the line blocking well and him missing a block to get the play blown up. It seemed like the coaches sat him for a while and brought Barnum in until Barnum got banged up again. Schofield definitely seems like he belongs at tackle.
|3 years 27 weeks ago||Screens||
My friends and I were watching the game, wondering for the whole time when they would start throwing screens. It's pretty elementary football logic that when they are blitzing and rushing really hard, you use misdirection using a quick screen to the running back. They have done this in past games with success but I don't remember seeing it for the whole game. This could have meant huge gains, but at the least would have kept the rush honest.
|3 years 31 weeks ago||Take the points||
I was watching the 49ers game with my friend and his dad, who is a former starting safety in the NFL. When Harbaugh was making the decision, my friend's dad said automatically that you take the points. He didn't have any specific examples from his time in the NFL but he said that it just isn't a good idea to take the points off of the board.
|5 years 32 weeks ago||Conversation||
This wasn't so much an interview as it was a conversation.
|5 years 45 weeks ago||Fumbling||
Watching the video, I couldn't help but notice how he holds that ball out for anyone to take it when running. Hopefully M can coach that out of him, or else it will be stripped easily.
|6 years 9 weeks ago||He's not European?||
Every time I saw his name before, I thought he was some random white European dude. But I guess I was totally wrong...
|6 years 14 weeks ago||Christian coaches||
"That hurts with some with recruits, but it probably helps with some others who may not walk around wearing Darwin fish but also aren't too enthused about getting evangelized for four years."
I understand that this is hyperbole, but this probably is not true. There are a bunch of Christian coaches out there, like Mike Singletary and Tony Dungy and I doubt they are evangelizing all of their players. Even in those two cases you see two entirely different styles of relating to people (Dungy seems pretty calm and Singletary seems pretty intense) even though they fall in the same bucket of being "Christian coaches".
I personally think that some kids may feel like they are basically choosing a father figure for the next 4-5 years, so it would make sense they want to choose one that shares their values. Whether or not this is actually true, they may just feel that with a Christian coach who shares their values, he's less likely pull a move like Charlie Weis does every year in totally screwing over some kid.