The Dueling OSU Narratives on the Board

So I see a bunch of griping / trolling on the board about how we can't and won't beat OSU or compete for championships because

1) They get all these 4 and 5 star recruits and simply out-talent us and

2) Urban Meyer is a genius college coach and his system is amazing and he is more accomplished than Harbaugh, etc, etc

The echo chamber on the recruiting front has gotten even louder this year, due to what appears to be an underwhelming incoming class (based on the sites/starz) and another apparently top 3 incoming class for OSU.  IE, I think the recency bias of this particular class is blinding people a bit regarding actual talent levels on the respective teams.

So my question for the board is, which narrative is true - because Meyer is either underachieving at OSU (I know- heresy to have such a thought), or the "talent gap" is simply not what the recruitniks would like to believe.

Nobody here is in to moral victories, but the facts, since Harbaugh took over, are that 

While UM is a brutal 0-3 against OSU....

In year 1 they were clearly out-classed all over the field by a team many considered the best in college football, despite a fluke loss to MSU in the rain. There was a clear talent gap, but hard to put it all on Harbaugh, given he only had 12 months to develop those players.

Harbaugh year 2, it would be fair to say that UM outplayed OSU for most of the game despite having an injured QB and horrible officiating going against them.

Harbaugh year 3, UM has a chance to win the game on a final drive, starting their 3rd string QB and playing underclassmen all over the field after having 8 players drafted to the NFL from the prior year.

Don't shoot me for not doing all the advanced analytics, but since taking over, UM under Harbaugh has only been completely out classed in 2 games.  OSU 2015 and PSU 2017 (revenge game under the lights)

Meyer, with despite a 2 year head start at OSU, has been blown out by Oklahoma and Iowa this year, and the Clemson playoff debacle last year.  It would seem to me that if this "talent gap" is as wide as the recruitniks are preaching, we'd have to say Meyer is underachieving with all these top rated classes - given they have just 1 B1G title in the past 3 years.  They should be dominating at BAMA levels.... Or

The "talent gap" as evidenced by the games on the field (both head to head and vs. similar competition) just isn't what some here keep preaching.

This isn't meant to be a snarky post, just curious as to which narrative will continue to be pushed, because either 1) Meyer is underachieving despite absurd talent and resources at his disposal (a narrative I see a lot of Bucknuts pushing)  or 2) The "talent gap" just isn't there and we've had some bad breaks the past couple years in terms of officiating and injuries at the QB position.

For the record, I think OSU has underachieved a bit the past few years but Meyer is still clearly one of the top coaches in college football.  Regarding UM, we've been incredibly unlucky in a few big games (MSU 2015 and OSU 2016) come to mind first, and the "talent gap" just isn't what many on here keep claiming.