Tennessee is not recruiting well just because they got 18 dudes
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|1 week 22 hours ago||Thanks ... Winter is coming.||
Thanks ... Winter is coming.
|1 week 22 hours ago||Karstarks hate the Starks now||
Karstarks hate the Starks now I think as Robb cut off the leaders head a few seasons ago.
|1 week 22 hours ago||Manderlay ... House||
Manderlay ... House Manderlay. They made a point of mentioning them and sending a raven to them. They will show and be on team Stark.
|1 week 22 hours ago||What was the name of the||
What was the name of the house that John mentioned a couple of weeks ago? My understanding is that they are a major house along with the Glovers and the Umbers. They will show up and the Umbers are not anti-Stark. They are playing the Boltons and that was not the head of Rickons dire wolf.
|21 weeks 2 hours ago||He knows by now.||
He knows by now.
|21 weeks 19 hours ago||I was in my second year of||
I was in my second year of law school in 97 and was at the Game that year. He was so amazing and I screamed so loud when he returned that punt that my brother leaned over to be and said "is he your boyfriend?" Best player I ever saw in college.
|21 weeks 3 days ago||Re-Run?||
|21 weeks 3 days ago||and pretty cheap too.||
and pretty cheap too.
|21 weeks 4 days ago||Talking about budget, not||
Talking about budget, not GDP. That's a typo. We spend about 3 to 3.5% in GDP and Germany spends a little over 1%.
|21 weeks 4 days ago||What does that tax rate||
What does that tax rate include? Once you add in state, federal and sales tax in the U.S., we might not be that far off. Plus what deductions and tax credits do they have. The U.S. Has one of the most progressive tax structures In the world ....
|21 weeks 4 days ago||I remember this from Soper's||
I remember this from Soper's class . . . good old "efficient breach" when Black Acre hits the skids.
|21 weeks 4 days ago||They don't. The German||
They don't. The German economy -- like all of Europe -- is treading water.
To the extent they spend more on education, it is mostly because they hardly spend any money on national defense as Uncle Sam has been paying for thier national defense since 1945. Let them pay 20% of the GDP towards their own defense and then I won't puke when they start spouting off about how bad American "infrastructure" is.
|21 weeks 4 days ago||No. Don't respect him||
No. Don't respect him anymore because he took out a loan and promised to repay it. Instead, even though he could pay, he decided to make Joe Public pay for it because it didn't work for him anymore. You should not like him either unless you think the bank could have come at him in a hot housing market and changed the terms of the loan on him. Young people, Jesus.
|21 weeks 4 days ago||If you think college is||
If you think college is expensive now, wait until it is "free"
|21 weeks 4 days ago||That's how interest works . .||
That's how interest works . . .
Here is what you can do: if you own a home, get an equity line. Roll your loans into the equity line and those loan payments become tax deductible. So, you effectively reduce your loans by your marginal tax rate.
Although the IRS says that you can't deduct interest on home equity lines unless it is for home improvements, many accountants take a different position and go ahead and deduct it anyway.
Just a thought.
|21 weeks 4 days ago||Many people don't believe||
Many people don't believe that they have to honor their obligations even when things go south for them. I know someone very well who "gave back" his house to the bank in 2010. He didn't do so because he could not pay the mortgage. In fact, he had a great job paying lots of money. Rather, he walked away because his house went so far down in value that he felt it didn't make sense to keep paying on an asset that was worth so little. He also didn't worry about losing his down payment because he only put 5% down in the first place. So, guess what . . . .he bought another house before his credit got hit due to the foreclosure. Fast forward 5-years and his new house went up dramatically in value and he sold it for a huge profit. To make matters worse, he recently got money from a class action settlement for being "defrauded" by the bank on his first house. The long and short of it is that the bank took it in the pants as decided he didn't need to pay on his loan if his home value went down. I don't like my friend anymore.
|21 weeks 4 days ago||On my Top 10 list for worst||
On my Top 10 list for worst Senators ever . . .
|21 weeks 4 days ago||I know what you are saying||
I know what you are saying and I agree with you. Our viewpoint, my friend, is now firmly in the minority and will likely be forever. Unfortunately, class warfare pays dividends and you have not seen anything yet.
|21 weeks 4 days ago||You are correct, sir.||
You are correct, sir. Translation: stop the government from messing in these sorts of markets otherwise they will keep creating bubbles that will crash and burn.
|21 weeks 4 days ago||We are also forgetting that||
We are also forgetting that there is lots of loan forgivness if you work in certain jobs/industries. Not taking a position if that is a good or a bad thing, however, those things do exist.
|21 weeks 4 days ago||Actually, I blame both.||
Actually, I blame both. Banks were required -- by the government -- to issue a certain percentage of their loans to high risk/low income applicants since the mid-1990s. I also blame Congress for not overseeing Fannie and Freddie. Go watch the youtube video of Barney Frank screaming at a Bush Administration official for even suggesting that Fannie and Freddie were making bad loans to people who couldn't pay for them. Frank calls him every name in the book and basically says that he hates black people.
|21 weeks 4 days ago||mid-late 90's . . .||
mid-late 90's . . .
|21 weeks 4 days ago||I understand what you are||
I understand what you are saying, however, somebody would be paying for your student debt even if you were not. Nothing is free.
|21 weeks 4 days ago||It's an investment in your||
It's an investment in your future, not a "crisis."
I paid off every single dime of my student debt (U of M law school debt included) and have made many times that amount since getting my degree).
Think of it as purchasing a franchise or investment property. It does cost lots, however, it is worth it in the long run.
As an aside, one of the reasons the cost of college has gone up so much IS the easy access to subsidized student loans and financial aid. There is simply no push back from the consumer (i.e., the students) because they are not really paying for it at the time they are buying their education. That's why the cost of college has gone up regardless of the quality of the education, economic climate, inflation, etc.
|21 weeks 5 days ago||You really give a shit? What||
You really give a shit?
What I am more interested in is how you keep reading the thread even though you don't like it.
|21 weeks 5 days ago||Yup. Almost as bad. The||
Yup. Almost as bad. The "Hello Quinn Nordin" post was 100% false and this one is 100% true.
|21 weeks 5 days ago||The to Bama is an unofficial||
The to Bama is an unofficial . . .
|21 weeks 5 days ago||I did. They want to visit||
I did. They want to visit both schools. How is this a good thing?
|21 weeks 5 days ago||Per his mother, he is||
Per his mother, he is visiting Clemson and -- most likely -- Alabama.
|21 weeks 6 days ago||Doesn't seem like you have||
Doesn't seem like you have either.