OT: Best Credit Card for Perks?

Submitted by maineandblue on

Was hoping to get some advice on a topic that I haven't seen come up here before, but figured it could hopefully also be useful for others. 

What's your favorite credit card? I've had an REI Visa for years, but now own pretty much all of the outdoorsy stuff I really need. I've also had the U of M Alumni card, which somehow changed from a Visa to an Amex with no warning, but I'm not impressed by the point system perks. Mostly it's just there to look beautiful in my wallet. 

Would love to hear from those who get great rewards from their credit cards. Personally I'd like to get as many airline miles and as much free gas as possible, but would be curious to hear what others get from their cards. Thanks!

UMfan21

May 3rd, 2013 at 6:56 PM ^

As OT as this topic was, I want to thank the OP for getting me cash back. 

I have been using the same credit cards for ten years and I didn't realize how much better some of these new ones are when it comes to cash back.  By my calculation, I should now be getting 2.5 -3 times the cash back I was getting with my old cards.

Stephen Y

May 3rd, 2013 at 7:51 PM ^

Chase Freedom, Discover Cashback Bonus, and Citi Dividends are great because they give you 5% back in revolving quarterly categories throughout the year. I have all three of those and the AmEx Costco card

icegoalie1

May 4th, 2013 at 7:47 PM ^

We have a timeshare in Maui and I use this card since you not only rack up miles with the card but Hawaiian Airlines let's you pool your miles with anyone for free. I usually get at least 2 flights free a year and this year I had enough to fly all four of us to Maui for free...that is worth about $4500-$5000 right there. Haven't found another card that gives me that much of a kickback.