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05/24/2018 - 11:48am It's not as exciting as you'd think...'s more of a balancing act, especially with other firms being more hostile in light of our recent growth.


You probably make more than me because Vanguard gives us a sweetheart retirement package and better benefits than I have seen anywhere else, but I love being able to spend my winters at the Scottsdale HQ2 and the summers at the main HQ in Malvern. Everyone at Vanguard is way more kind hearted than any other firm I've been at, too (empathy and community involvement are qualities that we look for in determining a fit for our culture moreso than competitiveness). After living for so long in Ann Arbor, I really love working here. Vanguard is far more culturally "Main Street" than "Wall Street", which is perfect for me.


If you (or anyone else) has questions, feel free to ask. We have strict policy on what I'm allowed to say publicly, so if I'm allowed to answer them, then I promise that I will. If I'm not, then I can give you a phone number and extension to call.

05/24/2018 - 4:04am Vanguard doesn't waive minimum requirements
  • "And lots of places waive their minimum requirements if you ask nicely."


Unfortunately, as someone who currently helps run these funds, we can't waive minimum requirements in very many cases. If your household group has over a million in assets with Vanguard itself and not through a third party, then we may be able to accomodate you, but we're not money-hungry enough to risk upsetting the stability of our funds by making a bunch of exceptions (we have maximum limits on buy-ins for the exact same reason).

Also, don't buy our funds through a third party; they're commission and fee free from our website... unless you sign up for a brokerage account, then I think it's $20/year with free trades on Vanguard products. I work with the funds though (it's expensive to trade non-Vanguard products with a VG account though, so ask for discounted trades if you want a brokerage account); I don't work on the retail side, so don't quote me on that exact price. And always convert to Admiral Shares as soon as you're eligible.

05/24/2018 - 3:59am Yeah, I have some advice... Fidelity and tell them you want to roll over your 401(k) to Vanguard. You won't have to pay extra taxes, any fees, and you'll own a better investment.

01/15/2015 - 9:06pm It will get warmer.

We're expecting highs of 37 and 35 degrees this weekend.


Buckle up because the last time we had highs of 37 and 35 degrees for a big recruiting weekend was February 19th and 20th, 2012. That weekend netted us 8(!) 4* commits.

01/12/2015 - 11:58pm Yeah, he did.

He's the #1 RB in 2016, he's good friends with Peppers, and visited us in the past. This is a huge loss for us and a huge pick-up for the Buckeyes.

01/12/2015 - 5:08pm We're an early frontrunner

Michigan and Duke are early frontrunners per 247 ($ for Lorenz).

01/11/2015 - 11:39pm Now, You're Wrong.

The kid isn't rated because his film hasn't been evaluated by the recruiting sites, he didn't attend any camps, and had just transferred high schools for his senior year. All of these factors hampered him from getting noticed...


...until now. 

Carter will soon be evaluated and rated on all 4 sites because Michigan, Florida (Nussmeier), and Texas Tech have all started to recruit him within the past week. You truly need to stop "star gazing," bud. Because you're a "star gazer," you're naturally wooed by things like measureables and arm strength. Fine, but other people can judge the quarterback position better than you can. I'm glad one of them is our head coach.


As for your "lobbing" argument: haven't you ever seen Philip Rivers or Peyton Manning play quarterback? Neither one of those quarterbacks has a rocket launcher for an arm, and yet they've both been successful. If your view on quarterback talent held true, then neither Rivers or Manning would be a successful quarterback in the NFL.

01/11/2015 - 8:16pm Arm Strength

Of course it matters, but arm strength isn't going to be an issue like the original commenter suggests. That commenter must be a "star gazer" with regard to recruits.


Anyhow, Carter slings the ball 40+ yards with a quick release several times during the video. 

01/11/2015 - 7:22pm I Disagree.

Carter's ball placement is impeccable. With a 74% completion rate, there's no way that arm stregnth is an issue. He is an accurate passer who can put a lot of touch on the ball, which prevents receivers from dropping the football. He doesn't have a rocket for an arm because he doesn't need to.

Beyond this, Carter looks off safeties and goes through his progressions better and faster than anyone on our current roster. This is a very smart quarterback because he just transferred for his senior season, and completely grasps his offense as his first year as a starter.

Your "competition" argument is questionable-- Malzone's competition was far worse and Carter put up far better numbers. 

Measurables and flashiness don't make a solid quarterback. We all should know this by now. What does make a good quarterback is a selfless leader, and Carter's Andrew Luck-esque pancake @8:24 of his highlights shows that he is exactly that.

08/16/2014 - 12:35am Cliff Notes for the Comment Section

In the comments of this diary:

People without marketing degrees talk about marketing. Hilarity ensues as Michigan football fans and older alumni express their frustration at their above average football program and an increasingly contemporary gameday experience, scapegoating their athletic director in the process.


08/16/2014 - 12:34am An Expert Opinion

I work at a marketing firm in New York City, so I know for a fact that Dave Brandon is branding the University of Michigan well. Whether it be selecting the 'block M' as the official logo, working with pro sports leagues to create high profile events at Michigan Stadium, or simply working to build and maintain facilities for all U of M sports, Dave Brandon is doing more for the University than any Athletic Director before him.


In New York City, University of Michigan's athletic department is known to be the single-best athletic department in the nation for effective marketing and advertisement. It would be nice if all public institutions could follow the lead of the U of M athletic department in staying on top of new marketing and advertising technology, platforms, and approaches; however, they don't have Dave Brandon at the helm.


The fact of the matter is that the football team isn't winning enough. That is not Dave Brandon's responsibility-- his responsibility is to run the athletic department, and he's doing a great job (from a marketing perspective and I have multiple case studies that prove it).


Every commenter's issue in this thread is the quality of the product on the field clouting their experience. The bottom line is that if the football team were winning 10+ games per year, then this diary entry and these comments wouldn't have ever been posted. Unfortunately, Dave Brandon ultimately has little to do with that.

06/16/2012 - 9:47pm Lux Aeterna?

I second this.


Here's a longer version:


06/14/2012 - 7:08pm Dabo offerred Nkemdiche's teammate

Dabo Swinney offerred Nkemdiche's HS teammate, a 3* CB (David Kamara).

06/12/2012 - 6:09pm I agree.

Utah's poised to be one of the better teams in the PAC12 this year and they had a good year last season (they even hung in there against USC). They certainly have laid the foundation to be a dominant PAC12 team.


I may be in the minority, but I'm excited to see us play Utah.

06/10/2012 - 4:33am Reddit seems to have the most info right now--…

05/27/2012 - 3:47pm Send Darren Carrington's Highlights to Shane!

Quick, someone send Darren Carrington's highlights to Shane! We could use another playmaker!



05/22/2012 - 11:39pm I'm not seeing what you're seeing.

Why defensive? Because this is a smart, talented, and high-character football player-- what we expect of players in our program.


I'm not sure what "post route" you're even talking about.

Ball was underthrown @ 1:16, had to slow down, and completely look it in, which gave the defender time to catch up, and tackle.

He was the blocker @ 1:50...

He was the corner @ 2:22...



It seems like you're over-relying on recruiting services for rankings, and really reaching to justify their reasoning (your Treadwell and California comments gave that away). Look, the services simply missed this guy on the first go-round. It happens. Don't fret, this Carrington is going to be a 4-star on 247's next update according to Barton (just like Treadwell).

05/22/2012 - 11:05pm "...he does not look to be a
"bad news...he does not look to be a shitfy playmaker from that film."


Did you blink during the kick-off return with something like 8 broken tackles?

What about all the open-field yardage he picked up on scrambles and receptions?


The only legit knock on him is that he's raw. He has all the tools to be a very, very special player here.

05/22/2012 - 10:53pm Carrington is a beast

Darren Carrington Jr. is an electrifying 6-3 receiver recruit out of San Diego. His father is former NFL safety Darren Carrington Sr., After football Darren Carrington Sr. became a minister, he preaches at Paradise Valley Seventh-Day Adventist Church in San Diego, and helps out many local charitable organizations.


Until his recent MVP showing at NTFC-Oakland, he was a relatively under-the-radar recruit. He has natural athletic and playmaking ability, which will carry over to the next level. He has soft hands, he's elusive, strong enough to break tackles, and (if he commits to Michigan) might be the next to wear the #1 jersey. Plainly put, Darrell Jr. has the kind of playmaker ability that the Wolverines need in order to win a national championship.


The linked article above states that he's interested in visiting Michigan for the high school camp, or visiting (on his own dime) someother time this summer. Let's hope he follows through.


We're likely going to be the first elite program to offer Carrington in the next few days. It's early, but there's plenty of reason for cautious optimism if he visits.

After all, who doesn't love Ann Arbor?

05/22/2012 - 10:35pm Extended Highlights

05/22/2012 - 10:34pm Highlights

05/22/2012 - 5:38pm Could a kind soul turn the above post into a new thread?

Sorry, I still don't have enough points to create a new thread, and David Carrington Awareness needs to be spread.

05/22/2012 - 5:35pm Our Most Exciting Recruit (who you've probably never heard of)

Speaking of recruiting--

Darren Carrington, an electrifying 6-3 wide receiver out of San Diego, is the most exciting Michigan recruit that you've probably never heard of. Carrington recently emerged on the radar after taking home MVP honors at NFTC-Oakland camp.


Check out his highlights


Barton Simmons of 247sports has the latest on Carrington's plans to visit Ann Arbor.

05/16/2012 - 11:15pm Quantifying intelligence...

Quantifying intelligence?

Really, guys?

Come on, we're smarter than that.

05/10/2012 - 3:46pm With all due respect...

I think a lot of fans are taking what "7 Nation Army" (a.k.a. 7NA) does for the Michigan Stadium atmosphere for granted. None of these above songs have a simple enough rhythm or melody for 115,000+ to chant along to like 7NA.


(By the way, complaining that "Penn State does 7NA" and "we need our own song" is likely only going to lead to more forced efforts like "In the Big House".)

05/09/2012 - 6:39pm RE: 40 time

Dear Ace,


First of all, nice write up. One little thing, Csont'e reports a 4.52 40-time on I know it's off the beaten path, but it's self-reported. Hope this helps.




04/13/2012 - 7:24am Because the town's already full enough on football saturdays.

Ann Arbor is already fairly crowded on football saturdays. We don't need to promote that.

04/05/2012 - 9:31pm I vehemently disagree with your first point.

"First off, I doubt how far Michigan went in the tourney will play any role in Trey's stock."

Disagree-- the tournament was his best chance for wide-spread exposure thusfar in his career.



At the very least, the further we went in the tournament would directly related to the number of people that watched a Michigan basketball game last seaon (including media and NBA executives).


Hopefully, Trey realizes the opportunity he has next season, and unless he's planning on slacking in the off-season, his situation is nothing like Jared Sullinger's

04/04/2012 - 3:18am Let's hope things change, and Mathis visits...


03/22/2012 - 5:00pm Fair enough.

Fair enough. My mistake.

03/22/2012 - 12:56pm Re: Take Lee's highlights 3 years ago over Spike's

Yes, I would-- that's not a knock on Spike, either. Lee was ranked a 4* top 150 player then.


Dude grew up in a single-parent household, and the sexual assault charges were dropped the day after they were filed. Methinks some people are stigmatizing and generalizing, and I resent that.


If someone actually knows Ray Lee, could we get an opinion on him? Would he be a lost cause character-wise, or does he just need strong role models like Beilein and Burke?

03/22/2012 - 12:05pm Ray Lee-- do want.

03/12/2012 - 2:27am NCAA 12 is a great learning tool...

02/29/2012 - 10:18pm Orndoff's lead recruiter left Wisconsin

Agreed, Rivals should have him ranked. Other than Breneman, Orndoff is arguably the best TE left on our board.


As for the decommitment, there's nothing snake-oily about this one whatsoever.

Joe Rudolph, the assistant that recruited Scott Orndoff at Wisconsin, left the UW program. His departure is Orndoff's motivation for decommitting from Wisconsin.

02/29/2012 - 9:25pm Orndoff Decommitting



02/25/2012 - 12:44am Last October: "grew up a Spartan fan"
Quote from last October:
"Patrick Kugler, a junior 2013 recruit from Wexford, Pa., is a 6-foot-4, 270-pound offensive tackle who is a Clarkston, Mich., native and he grew up a Spartan fan. He came in last week and enjoyed the game. He even reportedly told that he thought Michigan has become the 'little brother'."



02/21/2012 - 2:03pm Neal's high school coach

Rich Rod recently gave a job to Neal's high school head coach, which is interesting.

02/19/2012 - 3:23pm You: doing it wrong

02/15/2012 - 2:11am Tre' Bell


I don't see what you're seeing. Tre' may only weigh 170, but his highlights show that he isn't afraid of contact, is critical to his team's run support, and exhibits good instincts. He also plays WR, so he probably has good hands.


Based on flimsy evidence, I think he could make an impact for us as a true freshman.

02/13/2012 - 12:07am old school

"Who We Be" DMX


"Y'all Don't Wanna" Capone N Noriega


"Shook Ones Pt.2" Mobb Deep

02/07/2012 - 10:11pm This sucks

As a student, $400 + travel expenses puts going out of my price range. I was looking forward to this, too...

11/28/2011 - 11:50pm +1

+1 for the Kristi Malzahn reference.

11/26/2011 - 11:44pm Pot, Meet Kettle

10/13/2011 - 4:21am [sigh]

For all the love they give Ace and Mgoblog, it'd be nice if a guy like SimplyComplex got some recognition here.


Just sayin'...

09/25/2011 - 11:53am OP- Why?

Why would we allow opponents to better focus in on Denard (in the shotgun even more than they already do) by reducing the number of formations that we run, and how would that help us win games?


Just wondering.

09/24/2011 - 7:27pm Who cares?

To you people complaining about originality,

I'm pretty sure Penn State has been piping (or having their band play) a song that was originally written in Detroit, Michigan, and their fans have been singing/yelling to the melody. Some of you are acting as if the song had been written on Penn State's campus. They don't own it, and it's as much a part of our state and university's culture as theirs (The White Stripes is a Michigan-based band, so 7NA may hold more significance for us).

So what if we're doing something similar to their crowd? Singing/yelling along to a melody (en masse, or otherwise) isn't anything new. Mankind has likely been doing it since pre-historic times, and it is one of the least original things that a we can do.

Maybe I'm alone in this, but I'd rather have us yelling like the Penn State crowd than doing a unique dance with the song and making less noise. Heck, even the east side of the stadium makes noise for 7NA.

Just "let it be"...

As for the Illinois band playing it...
Who cares?

09/17/2011 - 9:14pm Please No More Bruno Mars...

...ever. They played it during the night game warm-ups and it noticeably took energy out of some of the team. I understand it's popular, but it's just not something you play before or during a football game.

09/17/2011 - 8:12pm Not what I'm saying...

I don't mean "fighter jets" should be "patrolling every major stadium/game in America, for every sport" at all. As a fan in Michigan Stadium (and not another venue), just let me bask in my ignorance for a few hours. I don't want to worry things like this.

Michigan Stadium holds a ton of people in a small area. Places like Ford Field don't hold nearly as many people as Michigan Stadium does, and don't need the same level of security.

If Homeland Security is going to go all-out with snipers, then why isn't the no-fly zone being enforced? We're talking about a couple jets (from Selfridge AFB) being on alert only for 7 Saturdays per year. When someone already tried to sneak guns into the stadium, deciding to have an enforced no-fly zone around Michigan Stadium on gamedays doesn't seem to be rocket science.

09/17/2011 - 6:53pm It was alarming... say the least.

We shouldn't have to worry about our safety while at a game. It was painfully obvious that there weren't any fighter jets enforcing the no-fly zone today, ergo the stadium was not safe.

09/17/2011 - 6:00pm Snipers...

Of course. There's a good reason for them, too.