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Date Title Body
06/13/2018 - 11:42am Old - 

at least old had…

Old - 

at least old had reasons to look amatuerish, be buggy, break on ocassion, not have all functionality. 

Now - It looks an old beat up car that was just detailed, sure there are shiny spots but its hard to ignore the rusted through door.  Also, the bugs and having less features is odd.

In the future I get this platform allows for the mgoblog staff to do more, but will we ever see those improvements?  If yes then definitely new; but I remain skeptical

06/13/2018 - 11:40am Depends what they want to do…

Depends what they want to do.  If you can get something along the math / stats / IOE lines that is quantitative but doesn't have "bell curve" classes then I think the kid will be fine. 

So many jobs will accept applicants with any kinds of quantitative degrees it keeps things open.  The job board through LSA is a bit harder than probably at Ross or College of Engin but there are opportunities a plenty. 

06/07/2018 - 11:21pm Find me another college…

Find me another college sports blog that discussed the potential that Mars could support life today.  

06/07/2018 - 5:38pm I agree that cost of living…

I agree that cost of living may be higher, but I think the bigger aspect is what you have to spend to feel rich or keep up with the jonses that drives the bigger difference.  The higher wages in big cities should more than offset the cost of milk, eggs, bread, etc. 

Much like my Iowa comment, you are probably consuming more federal resources, like defense spending for example.  

06/07/2018 - 3:26pm I see your point but will…

I see your point but will counter with: they are more likely to spend more into the economy than someone without kids which is a benefit for all.

Or I could ask your question a different way:

Why should someone in Iowa pay as high of federal taxes as someone in say NY since there is a very low chance that Iowa will actually need any of the defense spending that a lot of our taxes go to compared to someone in NY.   

06/07/2018 - 2:19pm There is a difference…

There is a difference between a fan and an alumnus.... but that difference has nothing to do with sports / fandom.  

When people say University of Michigan to a fan it may mean only sports (maybe, I dunno, this could be where I am wrong), but the connection an alumnus has goes well beyond sports, as it carries the obligation to represent, and be an ambassador for the University as a whole, of which sports are obviously a part of.  

06/07/2018 - 12:55pm I don't know if its possible…

I don't know if its possible to get a BS without taking a math, or a hard math like class (phsyics, etc).  

I can't remember the exact amount but I am pretty sure to get a BS vs. the default BA I think you have to have 60 credits of classes that are BS classes; which are your maths, stats, sciences and Econ.  Of the science world you have:

Physics - Lotsa math, and probably a calc requirement

Chemistry - Never took any college classes but I have to assume there is math in there somewhere 

Biology - Maybe this is your best shot?  I don't know how math heavy biology is, but perhaps there is a way that this would satisfy your BS without a true quantitative class.

Econ - 1) lots of math involved, I am pretty sure a calc requirement, and 2) defaults to a BA so you would have to add something, probably more math classes if you wanted a BS 

So sure, I bet its possible to do, but I think the amount of credit math you would have to do to make it work, would qualify as a math class.  

06/07/2018 - 12:55pm I don't know if its possible…

I don't know if its possible to get a BS without taking a math, or a hard math like class (phsyics, etc).  

I can't remember the exact amount but I am pretty sure to get a BS vs. the default BA I think you have to have 60 credits of classes that are BS classes; which are your maths, stats, sciences and Econ.  Of the science world you have:

Physics - Lotsa math, and probably a calc requirement

Chemestry - Never took any college classes but I have to assume there is math in there somewhere 

Biology - Maybe this is your best shot?  I don't know how math heavy biology is, but perhaps there is a way that this would satisfy your BS without a true quantitative class.

Econ - 1) lots of math involved, I am pretty sure a calc requirement, and 2) defaults to a BA so you would have to add something, probably more math classes if you wanted a BS 

So sure, I bet its possible to do, but I think the amount of credit math you would have to do to make it work, would qualify as a math class.  

06/07/2018 - 9:23am well thats annoying

well thats annoying

06/07/2018 - 9:09am hm on my screen my images…

hm on my screen my images got blocked; did they go through? 

06/07/2018 - 9:08am I don't know how to tell you…

I don't know how to tell you this but... 

Image removed.

 

Image removed.

06/06/2018 - 5:05pm I'm under 40 and still keep…

I'm under 40 and still keep and balance my checkbook despite using a financial aggregator and being pretty much cashless.  

Whether you balance a check book or not; teaching someone about their personal cash flow should be a must.  

 

06/06/2018 - 4:56pm Is there a way to tell when…

Is there a way to tell when a post in new?  I think that feature got dropped

06/06/2018 - 4:54pm eh not quite; it sounds even…

eh not quite; it sounds even more remedial:  

"Students whose majors don't involve heavy math or science can now take quantitative literacy classes, in which lessons focus on real-life applications of math such as calculating millage rates or converting different units of measurement"

I mean converting units of measurement is what you have Alexa for; millage rates are the most basic of multiplication / division.  Both of those are FAR more basic "life" math. 

Teaching someone that there is a difference whether an extra payment goes towards principal (like a mortgage) or is a pre-payment (like student loans) and what the financial impact of that is way more important than converting cups to ounces. 

06/06/2018 - 2:20pm I like the sound of that!

I like the sound of that!

06/06/2018 - 1:43pm maybe I am the paranoid type…

maybe I am the paranoid type; but what if Clemson or another alliance stabs us in the back? 

06/06/2018 - 12:29pm I read your commentary and…

I read your commentary and think good things are happening, but then I look at the map and it looks worse.  My brain can't reconcile these differences

06/06/2018 - 12:13pm if you can't get into…

if you can't get into college, go to state! 

06/06/2018 - 12:12pm Listen - i don't expect…

Listen - i don't expect everyone to get through calc, linear algebra for dif eqs; but having enough basic math to balance your check book, understanding compound interest and amortizing loans feels like an absolute MUST. 

Now you could say that colleges don't teach that now and I agree, but change it to be life math instead and make it absolutely required.  

06/06/2018 - 12:08pm since points don't work…

since points don't work... irregardles?? *ducks*

06/06/2018 - 11:22am hmm although we can't vote…

hmm although we can't vote the OP; so we can judge comments just not OPs

06/06/2018 - 11:22am I also see that - and I also…

I also see that - and I also see we can now vote and down again!  order restored

05/30/2018 - 2:47pm yes and no

I will start with the disclaimer that I moved out of the state over a decade ago, but from from those who I knwo who still live there is that the commute from the burbs to detroit is getting unbearable.   As jobs continue to move downtown that will only get worse and more will start moving down there which will increase tax revenue. 

Yes in the short-term a lot of families with childern >2 will move out but it will start to create a stable tax base which will slowly allow for upgrades in schools, services etc.

It's not an overnight quick fix but it is a sustainable growth situation downtown.  

05/23/2018 - 10:12pm Fine

While technically true that the principal and interest are guaranteed yes. But the return on investment in a relative sense has quite a bit of rinterest risk and or duration risk all the while you might not beat inflation.

If we want to get even more nit picky, unless you are buying through Treasury direct, you do have some credit risk with your brokerage. Granted I don’t think anyone has ever lost money in a SIPC acct due to default / fraud, there is stil a non zero risk that impacts the guaranteed-ness of your investment.

05/23/2018 - 4:29pm I like

O - they pay monthly dividends and raise the div every quarter. The increase each quarter isn’t a lot but it adds up to a pretty decent yield on cost

05/23/2018 - 4:00pm While

I agree with your point on REITs - two points of note:

1 - with REITs they are very sensitive to interest rates, so as they continue to rise some REITs may see massively decreased earnings

2 - the upside (or down) of real-estate vs. a REIT is if you have a real estate investment it will have some leverage (20% down mortgage, aka 5x leverage).  So long as you get a tenent to cover costs / etc you get better ROI. 

05/23/2018 - 3:19pm pets.com

what could go wrong

05/23/2018 - 1:48pm You could

Also invest in the likes of PM or MO. Once it’s fully legal they already have the facilities in place to scale quickly. Just isn’t worth the risk for them until fully legal.

You may miss out on some homeruns but you’ll definitely avoid the busts and get paid a solid dividend in the mean time

05/23/2018 - 1:28pm personally

I would never ever ever trust anything with a "guaranteed" return.  As far as for everything else you asked I would say it depends

1 - What is your risk tolerance?  Indices tend to do well over long-term but any given stock can deviate from the market (for better or worse)

2 - How much time do you have to manage it?  If you can spend hours a week reading, learning, researching etc, then go for it.  If you want to have capital at risk with light touch, stick with what you have and consistently contribute.  

05/23/2018 - 1:09pm not a single investment

but a robo advisor and use smart deposit and let it go.  Don't set / forget, certainly keep an eye out, but let it run it's course 

05/16/2018 - 10:10pm I would agree to this

If my hate was confined to stretch gate. But their willingness to roll out shitty writer after shitty writer and stand by them an other ass hats like album will always cause them to remain on my bad list until they op-ed an apology

05/16/2018 - 4:47pm yeah i'm gonna pass on answering

Image result for it's a trap gif

 

i'd prefer to avoid bolivia

05/15/2018 - 2:40pm that they don't come with Marisa Tomei

Image result for my cousin vinny gif

05/15/2018 - 12:40pm fully agreed - i want to bring this back!

Image result for homer simpson bubble car gif

05/15/2018 - 9:02am (No subject)

Image result for office space michael bolton gif

05/09/2018 - 3:42pm flair

Image result for gif office space flair

05/08/2018 - 11:50am easy

1961 Ferrari 250 GT California 

 

Image result for ferris bueller gif oh yeah

05/04/2018 - 9:22am agreed

but the strange thing is I feel like I see more msu gear than ever (I don't live in Michigan).  I don't get how anyone can willingly put on any symbol of that school at this point 

05/01/2018 - 10:55am don't get me wrong

I full agree; but I am pretty much against the stadium enforcing a dress code against these types of things and kicking people out for wearing them

05/01/2018 - 9:12am I dunno

although that shirt is certainly not decent, as far as I know, there is no dress code for football games.  Sounds like the guy acted like an a - hole, but I think he was in the right

05/01/2018 - 9:07am meh

there is a guy in my office who wears an osu hat because his son goes there.  He apparently is a nice guy, everyone says hello to him and he knows everyons name.  I have yet ackowledge him yet.  I am sure I am in the wrong but I can't get past it.  

05/01/2018 - 8:47am you should have known

what kind of human being he was the second he showed up with an osu wife.  hard non-starter.  

05/01/2018 - 8:03am in 97

I was visting my sister (I was in HS) who was a freshman - I got thrown out for throwing a single marshmallow and she didn't notice for almost a quarter.   

Stadium security did not care that I was 15 and had no way to reach anyone 

04/27/2018 - 9:11am ughhh

so many things wrong.  instead of replying with bitter, blame someone else, hateful and inaccurate rambling; why not just try something simpler? 

04/26/2018 - 3:24pm haha fair

lets all agree on that then!

04/26/2018 - 2:28pm so many things I want to reply to

I will just leave this here instead

 

Image result for xkcd someone on the internet is wrong

04/26/2018 - 1:32pm they own

the majority of the voting shares, the non-voting shares are a different story.   I think they only own a small percentage of shares that have value tied to the stock price, but own a majority of the voting shares

edit:

thanks forbes!

https://www.forbes.com/sites/joannmuller/2010/12/02/ford-familys-stake-…

2% ownership; 40% vote

04/26/2018 - 1:16pm i'm not sure

 you get how public companies work? 

04/20/2018 - 9:57am no money down, or

Image result for gif simpsons no money down

04/17/2018 - 2:20pm what we need is an

Image result for seinfeld even steven gif