Off season. Ignore if you want.
So, trying to figure out my first credit card. Been doing some research and have put together some options, but I wanted to get some feedback because I'm sure several people on the board are/were recently in a similar situation as me.
Recent finished grad school - 2011.
Never had a credit card (only check card).
Beginning year 2 of real-person status.
Have steady job, living comfortably.
Paying well over the minimums on student loans, currently, so I think my credit score would be better than a normal person that's never had a card.
Would pay full balance of card monthly.
The only reason I'm getting one is because it's one of those things you have to do. I'm of the opinion that if I don't have the money to buy something, I have to wait until I do. I'm just looking to build credit. Should I look at a credit card through a gas station? I've read I should ignore the sexy reward programs. Any anecdotes out there? Anyone really like their decision? Anyone really not like their decision?