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|2 days 15 hours ago||Cheer up.Look at the||
Look at the football team. We got Jake Rudock...a legitimate top half B1G starting QB. We got Lyons. We got an Australian Punter. We will finally see Peppers. We return A LOT of talent. We got Harbaugh and a top notch coaching staff.
|6 days 18 hours ago||I think logically you win.||
I think logically you win. However, love clouds logic. I love football more. Gary if we can only have 1.
|1 week 4 days ago||Something that benefits kids||
Something that benefits kids will be at the top of the oversight committee's agenda ofr removing.
Something that harms kids like oversigning will be ignored.
Roll Tide! NCAA Student Athletes!
|1 week 6 days ago||I prefer a 6 team playoff as||
I prefer a 6 team playoff as well.
-A 6 team playoff would reward the #1 and #2 seeds with a bye and offer a new dynamic.
-A 6 team playoff would ensure that at least every major conference champion has a chance to get in.
-A 6 team playoff would not spoil the regular season.
-If you finish outside of the top 6 you don't really have a legitimate complaint of being snubbed. TCU this past year has a legitmate complaint of being snubbed.
|2 weeks 1 day ago||Phil Steele says both Utah||
Phil Steele says both Utah and BYU return 14 starters. We return 16, not counting Peppers or transfers that saw starts elsewhere last season like Rudock and Lyons.
|2 weeks 1 day ago||Michigan returns 16 starters||
Michigan returns 16 starters - more than any other team we will face all season. In theory, we are returning 19 starters. Jabril Peppers would have most likely started by the end of last year had he not gotten injured. Jake Rudock was better than our QB last year and was the starter for Iowa last year. Wayne Lyons started half of the games at Stanford last year.
For comparison, OSU and PSU have 15 returning starters each, BYU and Utah have 14, MSU, Minnesota, and Northwestern have 13 each. All other opponents return less.
I think this bodes very well for us. I think 8-4 is the bottom if the QB play is straightened out.
|2 weeks 3 days ago||Rivals says that Carter||
Rivals says that Carter Dunaway is 6'6'' and 232 lbs. That is a big frame for a sophomore that should still be growing.
|3 weeks 1 day ago||He was treated like crap from||
He was treated like crap from many fans and media members from Day 1 and it played right in to our rivals hands.
|3 weeks 3 days ago||Fair points. However, low||
However, low rates is a double edged sword. A lot of people who refuse to pay off their homes early put 40% of their 401K in to bonds....bonds with really low interest rates at the moment.
If a penny saved is a penny earned, paying off a mortgage early is a guaranteed savings of interest. Killing off a home mortgage with an interest rate of 4% is not much different than buying a bond at 4%.
I simply pay off my real estate properties early instead of buying bonds. Paid off real estate gives you more financial security and frees up your monthly cash flow so you can do things like pay for your kids college or invest more money.
This also allows me (to perhaps foolishly) go 100% in to stocks in my 401K. Paid off real estate properties is my conservative investment...I can afford to be aggressive in my 401K.
|3 weeks 3 days ago||Well it depends on what the||
Well it depends on what the money is for too. If you want to avoid penalties and may need the money before age 59 and a half for the kids college or to buy a property, a brokerage is very nice. That is why I do both.
If you are buying and holding your annual taxes are very small, as you are only paying 15% on just the dividends and nothing else until you sell the stock.
Hypothetically, for every $10,000 you have invested in a 3% dividend paying stock, you only have $45 in annual taxes off the dividend.....which is actually probably lower than the fees you may pay for a fund in a typical 529 plan.
|3 weeks 3 days ago||You seem a bit insecure. No||
You seem a bit insecure.
No one is "dick measuring." He merely asked for advice and some advice was given. I am a teacher and my wife also has a middle class income. We are not rich or even upper income. We do have a plan though where we are somewhat frugal and make investments so I offered some advice based on my own strategies.
If that bothers you that much you have your own personal issues.
|3 weeks 3 days ago||Not bad at all. I typically||
Not bad at all. I typically buy and hold whether it is blue chip stocks or real estate. You don't pay capital gains until you sell, which isn't often for me and only at 15% of the gain assuming you've held it for at least a year.
|3 weeks 4 days ago||My plan for my kids college||
My plan for my kids college probably isn't the best, but it is far from the worst as I stick to the plan:
Goal 1: Have zero debt. For example, our primary home is on pace to be paid off by age 40. Our rental property should be paid off around age 45ish. Not having any debt when our kids are in college will allow us to cash flow expenses if need be.
Goal 2: Build my own wealth. If I build my own wealth, I have a lot of flexibility on what to invest in and how to use it. 401K, IRA, Brokerage, Direct Stock Purchase, etc...
Goal 3: Buy some stock for my kids. I do this in 2 parts.
(3A) I buy stock direct for my kids in their name at birthdays and holidays with me as the custodian through the companies themselves. 2 of the handful of companies that I buy direct stock from are Disney (owns ESPN and ABC) and Kelloggs (is nice, you can buy more stock with as little as $25 and no purchase fee) -- because I figure that my kids love their products and therefore perhaps pay attention to the investments more than if I only bought them things that were harder for them to understand. I figure that it is important to have the kids involved and interested in finance and if buying a little bit in a couple companies as opposed to only index funds to peak that financial interest helps that it is good for the long run of my kids.
(3B) Is that I buy stock index funds that are low cost in my personal brokerage under my name, just with the plan of using it on the college/career aspirations. I go 100% stocks here which some see as aggressive, but I also think I am balanced as I have conservative investments in hard assets like real estate where I am paying off the debt quickly.
I avoided the 529 as the couple I looked at had high fees and not the best options, but perhaps that changed or I didn't look at enough.
Hope this helps, my idea might not be right for everyone.
|3 weeks 4 days ago||Thrilled to have it official!||
Thrilled to have it official!
|3 weeks 4 days ago||It needs to be plural, Carr||
It needs to be plural, Carr beat Florida twice in bowl games. In 2002 we beat Florida 38-30 too.
|3 weeks 4 days ago||Rudock improved a lot||
Rudock improved a lot statistically last year as compared to 2013.
|3 weeks 5 days ago||Well, Meyer has 88||
Well, Meyer has 88 Scholarship players and has to get down to 85 by the start of the season.
This benefits OSU greatly, they can oversign take a look at them and then kick the kids off the team that appear to not be able to pan out. Poor kids.
|4 weeks 8 hours ago||1997 Model||
|4 weeks 1 day ago||People? Only one idiot, the||
People? Only one idiot, the author of the BS thought it was funny.
|4 weeks 4 days ago||Rushing Stats 2014 Rudock 67||
Rushing Stats 2014
These stats probably include sacks, but those are similar rushing stats. Then throw in the better passing stats with fewer picks, I am excited.
|4 weeks 5 days ago||If we could just get all 3 of||
If we could just get all 3 of their QBs to transfer they probably wouldn't be national title contenders.
|4 weeks 5 days ago||I am not too worried. He is||
I am not too worried. He is an Academic All-American in college and in high school. High GPA majoring in microbiology and premed, high SAT score, and being a scholarship athlete doesn't hurt.
I am sure UofM can find a spot for him somewhere.
|4 weeks 5 days ago||Awesome. He is a legitimate||
Awesome. He is a proven BigTen starting QB, which is something that we didn't have on the roster until now. If he wins the job - then it clearly benefits us. We need wins now. If he doesn't win the job, then he would be good for competition.
|5 weeks 2 days ago||It is possible that the OC||
It is possible that the OC and DC got together in advance and agreed to let one have its QB and the other its best general on the defense. Getting picked 2nd could motivate Morris more.
Notice, Drevno didn't pick his 1st QB right away after Malzone was taken by Durkin. He waited a couple picks first.
|5 weeks 4 days ago||Lake Michigan has fresh||
Lake Michigan has fresh water, scenic sand dunes, and beautiful sunsets.
|5 weeks 5 days ago||All I heard were posters||
All I heard were posters claiming that he would ask for that. No one with any inside information, just speculation.
|7 weeks 5 days ago||"IF" he truly does have the||
"IF" he truly does have the NFL on his mind like you suggest- then Michigan is his best bet.
#1 He has good stats, but not quite NFL draft stats at the moment - so he needs to improve.
#2 Harbaugh and his staff have tons of NFL experience and would likely improve him. If they did improve him, NFL teams would note that he has already essentially had "NFL coaching."
#3 A small part of the draft is "image" and if he could come to Michigan, win the starting job, put together a nice season and nice stats the media would take notice and hype him...that would improve his image and NFL stock far more than going to a small school with little media attention and putting up better stats against lesser competition.
|9 weeks 17 hours ago||In theory you need 0 regular||
In theory you need 0 regular season wins to make the NCAA tournament - so long as you win the 3 to 5 games to win your conference playoff.
I guess besides the $$$, it gives every team a glimmer of hope.
|9 weeks 1 day ago||It does seem like a difficult||
It does seem like a difficult sell that the resorts "brand" is damaged, considering that the resort previously mentioned that their bookings were up compared to previous years after the incident - no doubt from the free publicity.
I do want to see the frat get hammered hard, just I don't see the resorts brand as damaged.
|11 weeks 3 days ago||Weis is set to get paid $4.6||
Weis is set to get paid $4.6 Million during the 2015 college football season, which might land him in the top-10 highest paid college football coaches for the year while he sits at home eating cheeseburgers from his couch.
What is hilarious, is that Notre Dame will have paid him nearly $19 Million dollars after firing him.