further adventures in Jed York being unsuited for his position
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|1 day 22 hours ago||They are very different||
They are very different players though. If Williams can become a good blocker, he's essentially a 6th OL at his size. Neither Bunting nor Butt have the size to play that roll. If you want 2 recieving TEs on the field then hopefully Bunting passes WIlliams for that spot.
|1 day 22 hours ago||I would guess it's the||
I would guess it's the ability to make the throws that are there and protect the ball. I get the feeling the offense will be very vanilla this year, lots of running to set up play action and methodical drives down the field. Need a QB who can make short passes to pick up first downs and keep the chains moving, not someone with a cannon who can throw 70 yards but also has a tendency to turf the ball. Malzone fits that mold best of the available QBs this, and is one of only 3 going through spring ball.
|2 days 19 hours ago||Just because Luck being great||
Just because Luck being great had nothing to do with bringing in 2 QBs a year, and Stanford hasn't had success outside of Luck at the QB position since 2008 does not mean the 2 QBs a year wasn't responsible for Stanford's wins. Bringing in a lot of QBs allowed Harbaugh to find one who could be great and given the quality of the QBs since Luck left he certainly would have brought in a lot more than Shaw has.
|2 days 22 hours ago||I have never understood the||
I have never understood the allure of hedgefunds. Their fees always sound absurd to me, things like 2% of managed funds plus 20% of profits. Even if they could outperform the market by 3% you would still lose money.
|2 days 22 hours ago||It definitely has, but they||
It definitely has, but they also haven't paid rent in 35 years. I figure taxes + upkeep equal out with rent, pluse there is $2200 a month in rental income from one floor(now that kids moved out), so I was considering it breaking even.
|2 days 22 hours ago||Did Shaw learn nothing from||
Did Shaw learn nothing from Harbaugh on the importance of having a lot of shots at a great QB?
|3 days 12 hours ago||I'm not advocating frequent||
I'm not advocating frequent trading with your portfolio, but if you invest in a broad range of individual stocks with the intention of holding them for a long time, you should have greater annual returns than an index fund because you aren't charged any fees. Even if it's .5%, that can add up a lot over 20 years.
|3 days 14 hours ago||This is probably the best||
This is probably the best advice here for someone looking to start investing long term for retirement. I was recently looking at the growth of the S&P as well as the DJIA over the last 35 years(when my parents bought their house) and both have gone up about 20 fold, exactly the same as the house. I had gone into the research thinking the house would have had a greater return but it was pretty even. And the stock market is a lot less work than owning a house.
|3 days 14 hours ago||When you have more money, you||
When you have more money, you can buy multiple individual stocks to diversify as well instead of using mutual funds to do that. Even the lowest fee mutual funds take some cut so you are better off just owning the stocks themselves. You can certainly do just fine going index funds and mutual funds but will likely have a slightly lower return.
|3 days 16 hours ago||If you have a small amount of||
If you have a small amount of money to invest (under $100k), you want to diversify and mutual funds are probably the easiest way to do that. Individual stocks have too much risk and you don't really have enough money to buy multiple stocks without losing too much to transaction fees. Look for low fee mutual funds as fees can seriously eat into any returns. 1-2% may not seem like a ton but look at the difference in growth over a couple decades at 7% vs 5% and it really adds up.
|3 days 17 hours ago||I see white and gold when I||
I see white and gold when I look at both pictures, anyone saying blue and black is crazy.
|6 days 20 hours ago||Well you only listed 8 teams||
Well you only listed 8 teams ahead of Michigan, though I would add LSU, and potentially Georgia, Auburn and Oklahoma currently. Could change in a few years but those are teams that are either the top dog in their talent rich state for recruits or have been very successful over the last decade and proximity to good recruiting areas.
|1 week 20 hours ago||Maybe development is less||
Maybe development is less important to the top players considering they believe they are NBA ready and just need a place to play for a year? Beilein has yet to have a player go pro after their first year, and hasn't produced an NBA star yet either. Add in the dirtiness of basketball recruiting, the potential NIke/Adidas issue and the long history of success of Kentucky and Duke basketball who we seem to be going up against a lot for recruits and you have a recipe for a lot of recruiting struggles. I like that Beilein and co shoot for the stars recruitingwise, but they might be better served targeting the players in the 40-70 range instead of the top 40.
|1 week 21 hours ago||How did a kid with Dawkins'||
How did a kid with Dawkins' athletic ability who can clearly shoot the ball go so under the radar?
|1 week 3 days ago||Would be great for him to end||
Would be great for him to end up in NE but I don't think he has the mentality they look for in players.
|1 week 5 days ago||Unfortunately that will||
Unfortunately that will likely be too late to have a big impact on 2016. These relationships develop early and Michigan is already behind most schools with established coaching staffs, esspecially with so many coaches from the NFL. I think this class may be a bit of a let down for fans based on expectation but 2017 will be much better. Similar to the 2013 class for Hoke, the second full class for Harbaugh will be great.
|1 week 5 days ago||There's a huge gap between||
There's a huge gap between your definition of middle class and upper class. I know there are a lot of people with no savings in this country, but there are also a bunch who have some savings but aren't able to just stop working. If someone can stop working and have enough savings for a year, that doesn' t mean they are anywhere close to upper class. They clearly still need to work but can last a lot more than a month and keep paying their bills.
|1 week 5 days ago||The original article lacked||
The original article lacked tact but it wasn't completely wrong. If you have a $2 million house and make $250,000, you are probably spending $70,000 a year on the mortgage, lose another $70,000 to taxes and then are paying the full cost of tuition for your kids because you get no financial aid. Clearly those are all choices and you can live in a cheaper house (though maybe not near where you can earn a $250,000 salary) and send your kid to a state school but in areas like SF and NYC that's not 'rich' money. Upper middle class sure, but not upper class.
|1 week 5 days ago||Good to see a lot of the||
Good to see a lot of the Michigan recruits excited about Michigan again. Was a bit worried seeing all the top players in Michigan crystal balled to MSU, OSU, and other teams. Hopefully Harbaugh can land most of the top 7-8 guys in the state and keep OSU out. Don't have much hope for Hayes(who wants to leave the area) but Hill should be flippable if his brother likes the new staff, and not sure how the Weber situation will affect Onwenu.
|2 weeks 20 hours ago||Instead of starting a new||
Instead of starting a new thread I figure I'll ask this here. Is Michigan having a Junior Day this year? There tended to be a big visit day in February past years but I haven't heard much about that this year. Seems like a lot of recruits from the state of Michigan tonight for the MSU game but no other prospects.
|2 weeks 2 days ago||Solution to the walk on issue||
Solution to the walk on issue with scholarships could just be that players who leave before their eligibility is up can have their scholarship transfered to a walk on who has paid their way for at least 2 years. Might even leave more scholarshipsf or walk ons than the current system.
|3 weeks 17 hours ago||With temporary email sites so||
With temporary email sites so easy to use it's really not that hard.
|3 weeks 1 day ago||I can't wait to hear how||
I can't wait to hear how Saban justifies the NLI as being good for players and complaining that players don't want to sign it anymore.
|3 weeks 1 day ago||The thing about the Weber||
The thing about the Weber sittuation isn't that the coach left, but rather that the coach was on the phone with him until midnight before signing day trying to reasure him that he was making the right choice coming to play for him at OSU whie he knew he was leaving for another job the next day.
|3 weeks 2 days ago||It's just a word.||
It's just a word.
|3 weeks 4 days ago||I don't think the Florida DL||
I don't think the Florida DL coach who left announced it until signing day so the Texas coach couldn't take the job until then. Also could have been a stipulation of Texas to let the coach out of any buyouts only after signing day.
|3 weeks 4 days ago||I don't think Florida wanted||
I don't think Florida wanted it out that their DL coach was leaving either. They have a recruit who is reconsidering after their staff shake ups as well.
|3 weeks 4 days ago||It is frowned upon to name||
It is frowned upon to name names before the players/school release it, but Hoke alluded to a couple OL who might have career ending injuries.
|3 weeks 4 days ago||One thing people don't seem||
One thing people don't seem to mention much is the unlevelness of the playing field between recruits/their families and the coaches. These coaches make millions of dollars in part because they are masters of manipulation and salesmanship. They are paid to convince families and 17 year olds, who have never gone through this process before, to sign with their school. Hopefully the HS coaches help their players out, but many of them also have aspirations of moving up to the college ranks and pushing a kid in one direction may help them land a job.
|3 weeks 5 days ago||Yep, I started a thread||
Yep, I started a thread asking why any top level recruit would sign a LOI, especially after what has happened over the last 2 days with Florida, UCLA and now OSU. Why give up all your rights for very little in return. Almost no one won't save a spot for a top 100 player and you can enroll anyway without signing the LOI.