Well Toledo just returned a kickoff for a score making it 24-14. So it got a little more interesting? I don't doubt Toledo wins. FIU's offense sucks and can't do anything.
You should also try to catch a glimpse of Toledo's mascot. Yo-gabba-gabba material.
The score line shouldn't scare you, the matchup and bowl name should.
Update: Maybe I spoke too soon. 24-21.