so much for that
OT: Former UM Student on how he paid his student debt.
I hate this guy. I mean, its not like he's a bad guy or anything, but he just doesn't actually tell you anyting you shouldn't know anyway. I guess there is a place for that, but in the south people will say " I live according to Dave Ramsey" like he's a genius and not a guy who realized he could make a ton of money of off stupid people who don't know how to manage their money by spouting common sense and saying "Jesus" sporadically.
"It was open," Toussaint said. "I can't compare this hole to any other holes because I can't remember that but it was a huge hole."
If what he's "spouting" is merely "common sense" that people should "know anyway," why do so many people find themselves mired in such deep debt? We've created a whole culture -- both among individuals and in government, business, etc. -- of living beyond our means, not setting priorities, and immediate gratification. You might not like the way Ramsey presents his material, but at least give him credit for helping people break out of this mindset and giving them some specific ideas for how to get their financial house in order.
This is exactly it. He wouldn't be so widely known or respected if he wasn't meeting a need. Unfortunately, a lot of people get so caught up with living at a certain level and projecting a certain image, and that comes at the cost of just about anything else that matters (like being smart with your money). That's certainly not common sense.


Dang I got butchered.
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