OT - First Gen/Low-Income Student Experience

Submitted by AeonBlue on

I never attended Michigan, or any college for that matter. School was never my thing so I joined the Air Force shortly after graduating high school (I worked an IT contract on campus for 6-months prior to that) because they would let me do what I wanted to do (computer programming) without having to go into a bunch of debt taking classes I wasn't interested in. 

A friend of mine that graduated from U of M a few years back just posted this link and captioned

"Speaks so much of my undergrad experience at UofM! Not enough done to welcome those with low income"

I feel like it's an important read, especially for current students. I have no experience to base it on but I feel like maybe this should be more of an idictment on students and student leadership than the institution itself. 

Where I work we get a bunch of people from all different walks of life. We have the 3rd generation military people, we have the rich kids, we have the poor kids, we have the "I would have probably been on drugs or dead if I didn't get out" people. We have people who can barely speak english because they're first generation Americans. We're led by officers who are college grads from places like Duke as well as places like Eastern Pennsylvania State College University of California Technical Institute. We're led by officers who are academy grads.

My point is this: no two people I've come across in the military have the same back-story but we have to pull together and find common ground to make the mission happen. It may not be apparent but you can find it with even the most seemingly disparate people. If you're the 3rd gen Michigan student and you find yourself in this situation, it doesn't mean you have to act like their parents just died when they say their parents are home-makers or bus drivers or whatever. Chances are they're proud of being the first person in their family to overcome the odds and make it there. And if you're the first-gen/low-income college student it doesn't mean that your peers (yes, your peers) think you're sub-human. Chances are that they're pretty afraid of offending you and that's why they're looking at you like your hair is on fire. 

Too often we focus on what makes us different (race, orientation, income, political preference, religion, etc.) that we lose sight of what makes us similar. It's a bitch out there in the world as it is. It's not too far out of the way to make others feel like they're a part of something bigger than themselves regardless of how different from you they might seem.

Also, Harbaugh. That is all.

AlwaysBlue

January 29th, 2015 at 11:12 PM ^

story about this earlier this week. It honestly pissed me off. I had very little money while in Ann Arbor and don't feel it cheated me a bit. Yeah, there was a crowd that traded on their background but I wasn't anymore interested in them than they were in me. College is about where you are going not where you came from and I was never at a loss for friends impassioned by the same belief.

M-Dog

January 29th, 2015 at 11:12 PM ^

I had no money when I went to Michigan.  I had to borrow every dime I spent.  I had to stay on campus for spring break because I did not have enough money to go anywhere, even back home.

And yet, I never recall it ever mattering to anybody.  Having no money in college is a pretty time-honored tradition and nobody makes a big deal about it, even people who do have money.

Being a college student is one of the few times in your life where poverty is cool.

JamieH

January 29th, 2015 at 11:31 PM ^

everyone pretty much EXPECTS you to be broke in college.  In fact, I found that if you have a friend that keeps wanting to do expenive stuff, the rest of the group usually starts getting pissed off at him really quickly unless he is footing the bill.

I'm sure there are circles at Michigan that are full of kids with unlimited bank accounts.  I certainly didn't run with any of those.  All of the kids I knew pretty much had enough money for food and occasional entertainment, and that was about it.  Some of them worked, some didn't.  No one thought anything of it.  No one expected anyone to have any money.

 

 

CarrIsMyHomeboy

January 29th, 2015 at 11:50 PM ^

I come from a long line of electricians--brother, dad, uncles, grandfather, etc.--and was the family's first to go to college (UM, '06). Technically, I still haven't stopped. B.S. in CMB and PolSci, then left to get an MD and am now finishing a biochemistry PhD.

For me, the thought that people would judge or misunderstand me because my parents stopped after high school never crossed my mind. Maybe that judgment happened, but I never noticed and wouldn't have cared. The bigger struggle for me is NOT explaining to the world why I come from the family I do but explaining to my family why I'm entering into the world I am (academia, science, school, school, school). No doubt, they don't understand my life trajectory. But they can tell I'm happy, so there's no tension; just lagging understanding.

As for the money: My folks did everything they could to help, but that was very limited, so I look out lots of loans (and worked one or more jobs for "fun money"). I always figured I was the best bet I could ever make and that a few thousand dollars at that age would far outstrip its value in 10-20 years when finally employed and paying it off. I know I'd make that gamble a thousand times more if given the opportunity.

go16blue

January 29th, 2015 at 11:35 PM ^

I think as people become more intellectually aware of the politics of income inequality, they start to see it more in day to day life, especially at a place like Michigan where it's such a big political issue. It's become a much more hot button issue of late especially. It wouldn't surprise me if most of the people saying that they never noticed it went to school a decade or two ago, whereas I think if you asked a UM student today if their financial background has impacted their experience they would say absolutely. I think it says more about today's political climate than anything else.

DonAZ

January 30th, 2015 at 12:11 AM ^

I went to college from 1977 to 1981. Not Michigan ... was accepted, but could not afford the cost delta over where I went. My weekly discretionary spending budget was $5, and that included Sunday dinner and laundry. I worked every hour I could get, and pretty much any job I could get. All money went to funding college. I received no money from the parents because they had none to spare.

Was I excluded? Not directly, and never intentionally or with malice. But when people went to the bar, I declined. I could not afford it. Pizza? Nope ... a poor value for the dollar. Dating? A real challenge. I didn't resent those with more, though I'll confess some moments of envy.

(High school -- small town -- different matter ... definite social exclusion based on family status there.)

But you know what? No regrets. I'm a better man for it. It taught me some valuable life lessons about hard work and thrift. Bottom line ... the tapestry of life. What was, was. What is, is.

Oh, and HARBAUGH man. Yeah. Harbaugh.

AZ-Blue

January 30th, 2015 at 12:17 AM ^

The vast majority of students welcome all regardless of background.  I was in the Navy between HS and college and found it to be the same, just a different "mission" as you put it.  I came from an extremely not-wealthy background, used the GI Bill to pay my tution and worked in the law school cafeteria for spending cash yet I never felt out of place.  I think at a certain level, it's what people think others think of them that gets in the way.  If you're genuine and fun to be around, what your parents earn, what HS you graduted from or what laptop you have doesn't mean a thing to those around you. 

DrewGOBLUE

January 30th, 2015 at 12:21 AM ^

What someone's parents do for a living certainly was not a frequent subject of conversation amongst students at Michigan, in my experience. Sure, it might come up eventually with a few closer friends, but definitely not on a regular basis whatsoever. So in that regard, it's hard to think that even an individual from a significantly underprivileged background should have to feel uneasy about telling fellow students their family's specific careers/education levels. And quite frankly, it's something people just generally aren't interested enough in to even think of.

OTOH, I can understand how one could be self-conscious about the clothes they wear, the car they drive, not having the extra money for a nice dinner, etc.

It's not necessarily the worst idea, though, to allow yourself to take out a bit extra in loans. I typically worked 15-20 hrs/week at UM while a full-time student, yet didn't want to do much more. IMO, trying to work full time so you come out with $50k in debt vs $60k is not worth the added stress. Nor is it worth the risk of your grades taking a hit.

taistreetsmyhero

January 30th, 2015 at 12:35 AM ^

I could tell you the SES of pretty much every one of my friends from college. Isn't a normal part of being a friend getting to know more about a person's upbringing and what their parents did for a living?...Especially when you consider that you're in college and many people's choices of majors are at least somewhat influenced by what their parents do.

NRK

January 30th, 2015 at 11:32 AM ^

I feel similar -  this tended to be something that comes up in conversation with friends. I don't think it's that important that'd I'd need to know,  but eventually getting to know people you'd get to know their family through them as well. Same goes for my friends from high school, or my friends from work now, so on. I know what their parents do/did.

Just my experience, but it wasn't something that came up in a typical social conversation or with "acquaintances" or at parties, but friends, yeah.

Unsalted

January 30th, 2015 at 12:38 AM ^

Our society simply does not value higher education as a public investment. Michigan is not alone among the elite public universities that have had to drastically raise the cost of attendance to survive as an institution. As the cost to attend top schools skyrockets the student population will be skewed toward those who can afford it.

I know you can always find a way and we are in my family. Financial aid has become its own profession now. When you apply for financial aid to good school they determine what 'your share' will be, and in most cases it still puts schools out of reach. I have three kids in college and the financial burden is straining us to the edge, not to mention the years of loans to pay back.

i wonder what people today would think of President Schlissel if he made the same comments as President Angell?

In his 1879 commencement speech, The Higher Education: A Plea For Making It Accessible to All, U of M president James Burrill Angell talks at length about how the mission of the university is to bring "education within the reach of the poor." A few years later, in 1887, Angell goes so far as to say U of M "has always been, and we are proud of the fact, the university of the poor.

Toad

January 30th, 2015 at 12:43 AM ^

"Michigan is not alone among the elite public universities that have had to drastically raise the cost of attendance to survive as an institution."

Universities aren't raising costs in order to survive.  They're raising costs because massive student loans have never been easier to obtain, and as a result, the demand for higher education is greater than it has ever been.  The bubble will burst soon, but until then, tuition prices are going to keep rising.

OysterMonkey

January 30th, 2015 at 8:06 AM ^

But the cause of rising tuition costs is a lot more complicated than that. Many states have been slashing subsidy pretty significantly. Lots of students also rank things like campus visits & social activities high on their lists of reasons they chose the school they chose, so universities feel competitive pressure to spend a lot of money on non-academic things to help with student recruitment. Dept of ED has increased the level of regulation & oversight over the last few years, too. It's mostly good regulation & needed, but it costs institutions money to comply.

MgoblueAF

January 30th, 2015 at 12:52 AM ^

I grew up in trailer parks, and at one point was relying on food stamps and the food shelter. I emancipated from my parents in HS, and my Mom could only afford the gas to visit campus once/semester from her house 3 hrs. away. My 2 brothers and I were all first-gen college grads, and we ended up all doing it at UM. I guess my situation was a bit different because I earned a full-ride tuition scholarship to get my tuition covered (but covered everything else myself), while my brothers took on part-time jobs and a shitload of loans. Senior year I had to get a school-funded emergency loan to cover the last semester's living expenses.

Well, my bros and I were stuck around campus every spring break w/ the international students, and we had to forgo more expensive dinners, outings. It wasn't that difficult to adjust. We were used to being the poorest people in our schools growing up, even in middle-class schools. We were at UM because we knew we could get post-grad jobs that would keep us from ever living paycheck-to-paycheck again.

Unless it was happening behind my back, the only people who actually got made fun of about money were the lazy, spoon-fed rich kids who pissed away their parents' money by ditching class and not working a job. There were also humble, hardworking rich kids who were treated as normally as everyone else. In fact, they were always super generous about intentionally inviting their low-income friends to dinner when their parents visited because they knew their parents would and could cover the tab.

I thought it was crazy when I started at UM and saw the avg. household income of a UM student was $150k. "How are they all that rich??" By maintaining that same strict financial discipline over the years, I'm now positioned to demonstrate to my kids $150k is a moderately low bar when they work relentlessly.

ypsituckyboy

January 30th, 2015 at 9:06 AM ^

Great story and it sounds like you're only making it greater through your own hard work.

One thing I'd add is that children from higher income families not only have the advantage of their parent's money, they have the advantage of their parent's knowledge of how to deal with money. Studies show that lower income kids who make it into well-paying jobs often have a difficult time handling their new-found wealth (i.e. avoiding large car loans, credit card debt, overburdensome mortgages, etc). It's one thing to get a good job, it's entirely different animal to know how to build generational wealth. I'm sure there are many psychological factors driving that, but it's just another way that they may get the short end of the stick.

EGD

January 30th, 2015 at 3:33 PM ^

I think the realities of loans and debt are a much more significant barrier to why first-gen graudates stuggle to build real weath than psychological type factors.  When kids are finishing school with six-figure student loan debts and often credit card debt on top of that, there often isn't going to be a whole lot of money for savings or investment.  

Brandywine

January 30th, 2015 at 2:42 AM ^

I can only give my perspective, and certainly don’t mean to imply mine is more accurate than others. The one way I can see this happening is by way of the greek system. And to echo some other posters, it wouldn’t surprise me if many of the people dismissing the notion of financial status being noticeable went to the school many years ago.

To qualify, I am a more recent undergrad (’08) and am currently back for grad school. I was also in the greek system so my goal is not to generalize. But I think today’s UM culture and demographics are unique among large public universities. 40% of the student body hails from out-of-state, and the largest feeder states aren’t nearby; they’re New York, Illinois, California, New Jersey, and the rest aren’t even close.

It should be obvious that these are the largest metropolitan areas in the country and the SES of the students that come here to Michigan reflect the wealth that's in those regions. Californian’s at UM largely arrive from Beverly Hills/Westwood and the Bay Area, east coasters from Long Island, Westchester, CT and North Jersey, and Illinois natives are heavily North Shore Chicago.

I don’t think that these students explicitly try to make SES an issue. I simply think it’s natural for young 18-22 years to associate with those of similar backgrounds. I don’t think it’s controversial to say that the culture of growing up in Michigan differs in many ways from growing up in the shadows of major, cosmopolitan cities like where more and more students come from.

In a lot of these cases, this manifests in the greek system as they seek a common social setting. It’s hard to explain that as anything other than predictable. I disagree with those who assert that out-of-staters “openly despise Michigan residents”, but I know that many would acknowledge differences here and there.

Belle de Jour’s description of an obviously wealthy girl, while not uniform across campus, is wildly accurate and not uncommon. Being back as a grad student and being around again, it’s not difficult to tell who the well-off kids are, just as it wasn’t as an undergrad 7 years ago. Obviously, it’s much harder to tell which ones aren’t. Those in the greek system though are more visible – they tend to travel in groups and are loud and social.

I don’t know that it’s an issue on campus or not, rather I think it’s an interesting part of the UM undergrad culture and something to keep an eye on as tuition rises and UM attracts a more diverse student body.

umichfutball

January 30th, 2015 at 2:35 AM ^

first generation. family of five kids. income significantly lower than the average. What I can tell you is that I didn't experience any of these things when I came here. My graduating class was the largest from my hs to attend Michigan, but I ended up connecting most with the "rich" out of state kids. granted Greek life helped with that a bit, but I don't think I was ever asked about my parents income ever. I'm pretty sure most of the people I've met here didn't hold much weight in that

Schrödingers Cat

January 30th, 2015 at 5:54 AM ^

I totally get where you're coming from. The military can be a good stepping stone to where you want to go in life.

Since I was 5 all I wanted to do was join the Army and as I got older I also wanted to go to Michigan. My family is huge fans of Michigan athletics but none of them ever attended. Actually nobody in my parents generation went to a four year university. Senior year in high school I had a big decision to make when I got my acceptance letter from Michigan.

My parents were not rich and nor were they poor, just poor enough to not be able to put my siblings and I through college. So here I am 34 years old and 4 years away from being eligible to retire from the Army, I don't regret my decision but I have thought about what could of been a lot. I didn't choose Michigan due to lack of funds, tuition was pretty much figured out (grants, loans and scholarships). I was actually more intimidated of the school over the Army. Honestly I took the easy way out, I worried to much about the cost to attend besides tuition and trying to juggle a job and school. Kids do it every year so I know it's not impossible.

If I do decide to retire at 20 yrs I doubt I could get in now but I will go someplace. Chances are I'll stay in for longer, there is a really good possibility that I'll be selected for promotion to E-8 Master Sergeant/First Sergeant when the board meets in February. So I'd like to be thinking about E-9 Sergeant Major about the time my 20 rolls around. I could always try to get on with the ROTC cadre at Michigan when I do leave the Army.

Thank you to those who shared on this topic, nice insight on something that had once bothered me.

Chad Henne

January 30th, 2015 at 7:22 AM ^

Why is this board always so obsessed with the lowest common denominator?!? Who really cares about the income of a person's parents?

zander

January 30th, 2015 at 8:00 AM ^

Some people like to go out dancing
And other people they gotta work
And there's always some evil mother
To tell you life is full of dirt.
And the women never really faint, 
And the villains always blink their eyes.
And the children are the only ones who blush.
And life is just to die.
But, anyone who has a heart
He wouldn't want to turn around and break it
And anyone who ever played a part
He wouldn't want to turn around and hate it

 

Lou Reed wrote it best.....and  Ian Hunter sang it best.

 

 

Gulo Blue

January 30th, 2015 at 8:54 AM ^

I'd like to see some statistics on how the financial demographics have changed in the last 20 years. I suspect they've changed...but maybe I just think that because the dorms look like luxury resorts compared to how they looked 20 years ago.

Evil Empire

January 30th, 2015 at 11:39 AM ^

New dining hall and central air (!).  Maybe global warming requires it...I can only remember a few days in four semesters when it was actually hot outside between Labor Day and April 30.  The dorms mirror the arms race in athletic facilities, but it's uncapped student loans form the government fueling the inferno instead of TV rights.

DrewGOBLUE

January 30th, 2015 at 3:37 PM ^

The dorm renovations and addition of North Quad weren't necessarily because of a wealthier demographic of students, I don't think. Probably had more to do with making the buildings feel not shitty and accommodating more people.

But there have been a few "luxury" apartment buildings go up in recent years, with the cost of rent being a solid $1000 per/month. So that could be related to having more students with a lot of money. I think some of these places actually have doormen, which seems kind of ridiculous.

oriental andrew

January 30th, 2015 at 9:51 AM ^

tl;dr version - My parents are immigrants and we're different from the many generations of white americans who have built legacies in this country. 

As the child of immigrants, my sister and I were the first in our family to go to college in the US. The article doesn't echo my experience at all. "Where did your parents go to college" and "What do your parents do" were rarely, if ever, the first questions I heard. I gravitated toward other Asians, as we have a shared (or more similar) experience, growing up as 2nd generation* in the US. It was only after some time that I discovered that some of my friends had parents working in dry cleaners (although, really, that's not particularly uncommon), the post office, restaurants, as janitors, etc. One of my good friends back home has both parents working at the post office. 

I do believe the immigrant experience tends to bridge many of the gaps to which this article makes reference. Those of European descent in the US have had generations upon which to build a legacy, so to meet someone at a presitiguous university whose parents have not attended college may be out of the norm.

Immigrant families do not have that history. My father went to university, but his father was a farmer before becoming a pastor. Many immigrants in the 60's and 70's may have gone to college, but found themselves working menial jobs having nothing to do with their engineering or business or fine arts degrees, because that's what was available. Many more never went to college and struck out to the US looking for opportunity. I have 2 uncles who emigrated to the US after high school, never attended any other schooling beyond TOEFL/ESL, and are both now very successful after having worked various jobs (janitorial, cook, dishwasher, dry cleaner, warehouses, factories, etc.) and are sending their kids to college - first generation, as per this article. 

And for the record, my wife's family are also immigrants, and she lived in a trailer park as a kid, then a farm (and even though very low income, she felt bad when she compared to her classmates, many of whom were poverty-level). Her parents worked as janitors for a while and, because there was nobody to watch the kids late at night when they were cleaning the buildings, they'd bring my wife and her brothers along, too. So yeah, long and crazy road, but what does it really matter?

*Note: For some reason, east Asians refer the generation that immigrates to the US as "first generation" and the first generation born in the US as "second generation," as in, we're the second generation to live in the US. South Asians (mostly Indian) refer to the first generation born in the US as "first generation." I don't know why the difference, but it's just a thing. So my "second generation" is equivalent to an Indian-American referring to him/herself as "first generation." 

ilah17

January 30th, 2015 at 11:22 AM ^

I was the first in my family to graduate from college, although my mom attended (as a single mom with two kids. Couldn't finish) and others have graduated after me, including my sister who went to UM-Ann Arbor. I chose UM-Dearborn, for lots of reasons but especially because it was free and UM-Ann Arbor would not have been. Many of my peers at UM-D were just like me, first generation college students, working part- or full-time. I was in a sorority but even there I can only remember meeting one "rich" family. So I think my experience is different from the kids in this article. Although I did miss out on some stuff due to my financial situation and having to work, like I couldn't go to football games because I waitressed on weekends. But I still had a fantastic college experience! 

Now, my concern is raising my son to get to know and like and appreciate kids from all walks of life. If he walks up to a new kid and says what do your parents do and what college did they go to, and the kid's parents aren't like me, then I would hope my son would say what kind of music do you like, what classes are you taking, do you follow the football team, to try to find some common ground. 

Evil Empire

January 30th, 2015 at 11:35 AM ^

I was a third-generation UM student, but I may have been part of the last generation where UM was affordable via personal savings in a single income family.  My dad (BS '65 MBA '67)had a good job with an income that allowed us to be middle class.  My mom (BSN '66) worked as a nurse for a year after graduation but was a full-time homemaker and mother after they got married.  My parents saved enough to pay for out-of-state UM tuition for me and my older brother.  I am eternally grateful.

A generation later, my wife and I both work and there's no way we'll be able to afford UM tuition for our kids when that day comes.  It currently sits at 229% of what my parents paid for me.

So the university's student population consists of:

Those whose families can afford to pay tuition outright.

Those who borrow $80k ($200k out-of-state) or more in non-dischargable debt for a bachelor's degree.

Those who receive academic or need-based scholarships.

We heard a lot last year from disillusioned African-American students who felt isolated on campus because they were even more outnumbered than in years past.  This is a milder form of the same lament, but the emotions are the same.  Not sure what the solution is, but building palatial dorms, classrooms, and administrative space while jacking up tuition while government loans moving in lockstep enable it...how long can that trend continue?

Gitback

January 30th, 2015 at 11:37 AM ^

I was a first Gen, lower-middle class student who started in 1992.  My high school had two others go to UM who were in the same boat as me.  The three of us hung together, but also branched out, each bringing in "new additions" to a core group.  That group, which still stays in touch and gets together often, runs the gamut in terms of background.  East coast 2nd gen UM folks with money, 3rd gen middle class Michigan natives, 1st gen rich immigrants... none of it mattered back then.

My background came up in conversation, but it was never put to me as a "question."  I never felt "put down" by the kids with money, whether they were in my group or not, and I never felt like I had it "better" or "worse" than anyone else.  Some kids with money drove better cars and lived in better apartments, but had other disadvantages... like a lack of connection with their parents or "expectations" about what they would be.  We all made it work.  I don't recall meeting a single person in all of my time at Michigan who judged me based on my background.  If we had common interests we developed friendships, if we didn't, we faded apart.  I met plenty of kids with backgrounds just like mine who I didn't "mesh" with and others, who came from an entirely different set of circumstances, whom I remain close with to this day.

The fact that me and my buddies from high school had to work while some of our other friends didn't was never a factor.  Working at Outback Steakhouse meant that I could slide my friends into a table during a wait, which they loved.  They'd often pick up the tip when we all went out, or would have us over to their apartment to eat (just bring a few beers!).   

We all looked out for each other in whatever way we could.  The best thing I took away from my time at Michigan was the diversity in friendships that continue to last to this day.

ndscott50

January 30th, 2015 at 12:37 PM ^

This is a great discussion of an important issue. In my experience instances of overt discrimination or shunning of lower income students are rare.  The vast majority of students at U of M really don’t care about their fellow students’ economic/social/geographic/racial background.  At the same time there have always been groups of students who tend to congregate together.  Some of the bigger groups, Detroit Suburban, Detroit, Michigan small town/rural and east coast Tri-State area were always noticeable. These groups were not 100% from the same background but the 80/20 was typically from the same background.

I don’t think these groups form due to an active dislike of people from other backgrounds.  People just tend to make friends easiest with people like themselves.  There is also the factor that most of us faced in that the first year of college is a big adjustment.  In that environment it is not surprising that many tend to spend time with people who are familiar to them.

This being said one of the greatest opportunities at a place like Michigan is the chance to get to know individuals from backgrounds dramatically different from your own.  While I did some of this during my time at Michigan I wish I had done more.  I will certainly stress this to my children when they go to college.

This is why the rising cost of attendance is such a concern.  Declining diversity weakens the school and lessons the opportunity to learn and grow from all students regardless of background. Efforts to maintain and grow the diversity of the student body across all segments are important. Beyond that efforts by both individuals and the institution to build connections between students of various backgrounds on campus are equally important.  Most people will end up forming social networks made up of people like themselves.  Its takes both institutional and individual effort to build more diverse networks that in the end will make you, Michigan and the country stronger

BlueGoM

January 30th, 2015 at 2:16 PM ^

I agree there should be a bit more social support for those w/o vast wealth to blow.    I could never associate with certain groups of people because I had to work.    I recall a friend almost having to yell at another person to get them to understand that he didn't have money to join them on their Cancun trip.

Tex_Ind_Blue

January 30th, 2015 at 5:30 PM ^

First generation in graduate school; lower income compared to 99% of my peers. I grew up in India, then came to Michigan for graduate school. At present working in Texas. I have seldom faced overt discrimination. The persistent problem used to be (and still to some extent) not being able to do the same things as my other friends. Staying at someone's place and doing things that doesn't involve spending money was and still is ok. However, as soon as the group wants to go out or do things which involves spending money, I get the hives. To some extent it's my personal problem. But I also think some of it came from my upbringing and background. Having less money meant not doing most of the things my other relatives and friends were doing. So one of the coping mechanism for me was "those are all superfluous and I don't need those". That will come across to others as not open to new ideas and defensive. Once I developed those habits, it's very hard to retrain myself. 

That was the lower income part. The problem with being First Generation is slightly different. Being FG, I didn't know what questions to ask to get the answers I was looking for. I didn't even know what I didn't know. In that respect, a support group for first generation students in undergrad/grad school would help a lot. Think of this as having an elder sibling and learning from him/her. 

I can relate to some aspects of the experiences described in the original link. It's a good thing that people are aware of it and efforts are made at the University level to address this.